文献类型：期刊文献

英文题名：Study on Sustainable Development of Microfinance Institutions from the Perspective of Inclusive Finance-Based on MFI Data in Countries along the Belt and Road

作者：Li, Yaning[1];Yang, Yi[2];Li, Gaoshuai[3];Zhao, Xing[4]

第一作者：李雅宁

通讯作者：Yang, Y[1]

机构：[1]Beijing Union Univ, Management Coll, Beijing, Peoples R China;[2]Beijing Coll Finance & Commerce, Beijing, Peoples R China;[3]Ind & Commercial Bank China, Beijing Branch, Beijing, Peoples R China;[4]Beijing Youth Polit Coll, Beijing, Peoples R China

第一机构：北京联合大学管理学院

通讯机构：[1]corresponding author), Beijing Coll Finance & Commerce, Beijing, Peoples R China.

年份：2020

卷号：56

期号：13

起止页码：3205-3216

外文期刊名：EMERGING MARKETS FINANCE AND TRADE

收录：;Scopus(收录号：2-s2.0-85091345701);WOS:【SSCI(收录号:WOS:000516723800001)】；

基金：This work was supported by the Youth Program of Humanities and Social Sciences Foundation of the Ministry of Education "Study on the Sustainable Development and System Optimization Path of Microfinance Institutions from the Perspective of Inclusive Finance" [17YJC790082]; Beijing Social Science Fund Youth Project "Research on the Internal Mechanism of Sustainable Development of Microfinance Institutions in Beijing and Its Influencing Factors" [14JGC096]; Premium Funding Project for Academic Human Resources Development in Beijing Union University [BPHR2017CS18; BPHR2018ES01]; National Social Science Foundation of China [19BJL059].

语种：英文

外文关键词：Belt and road initiative; inclusive finance; microfinance institutions; sustainable development

摘要：Practical experience and research on microfinance in various countries around the world show that microfinance institutions (MFIs) have had a profound impact on poverty alleviation, addressing the difficulty of lending in rural areas and promoting the development of small and medium-size enterprises. Based on data covering a hundred MFIs in twenty-two countries along the Belt and Road (In diplomatic documents, the English version of "the Belt and Road" is "the Silk Road Economic Belt and the 21st-Century Maritime Silk Road", which can be abbreviated as "B&R") from 2014 to 2016, this paper studies the micro- and macro-level factors that affect the sustainable development of MFIs from the perspective of inclusive finance. The results show that the return on assets, credit depth of information index have significant positive effects on the sustainable development of MFIs. However, average loan balance, total expense to asset, risk asset ratio more than thirty days' overdue and rural population to total population have significant negative effects on the sustainable development of MFIs. MFIs' sustainability are significant regional differences.