文献类型：期刊文献

英文题名：Has Inclusive Finance Narrowed the Income Gap between Urban and Rural Areas? An Empirical Analysis Based on Coastal and Noncoastal Regions' Panel Data

作者：Li, Yaning[1];Zhong, Qingqing[2];Xie, Liwei[1]

第一作者：李雅宁

通讯作者：Li, YN[1]

机构：[1]Beijing Union Univ, Management Coll, Beijing 100101, Peoples R China;[2]China Construct Bank, Nanchang Branch, Nanchang 330006, Jiangxi, Peoples R China

第一机构：北京联合大学管理学院

通讯机构：[1]corresponding author), Beijing Union Univ, Management Coll, Beijing 100101, Peoples R China.|[1141755]北京联合大学管理学院;[11417]北京联合大学;

年份：2020

卷号：106

期号：sp1

起止页码：305-308

外文期刊名：JOURNAL OF COASTAL RESEARCH

收录：;Scopus(收录号：2-s2.0-85088702492);WOS:【SCI-EXPANDED(收录号:WOS:000550684000071)】；

基金：The authors would like to thank the Humanities and Social Science Research Project of Chinese Ministry of Education: Research on Sustainable Development and Institutional Optimization of Micro-financial Institutions from the Perspective of Inclusive Finance (17YJC790082); the Youth Project of Beijing Social Science Foundation: Study on the Internal Mechanism and Influencing Factors of the Sustainable Development about Microfinance Institutions in Beijing (14JGC096); the Premium Funding Project for Academic Human Resources Development in Beijing Union University (BPHR2017CS18; BPHR2018ES01); and the major projects of Beijing Social Science Foundation: Research on the Impact and Countermeasures of Artificial Intelligence on Employment in Beijing from the Perspective of Dynamic Matching (18ZDA09).

语种：英文

外文关键词：Inclusive finance; income gap; index of financial inclusion; panel data

摘要：By lowering the threshold effect of financial services, inclusive finance has eliminated financial exclusion and improved the opportunities for rural economic entities to obtain financial services and to increase their income, which has an important impact on improving the pattern of the urban-rural income gap. By constructing the inclusive financial development index and using the coefficient of variation method, this paper measures the development level of inclusive finance in 30 provinces of China from 2010 to 2016 and uses panel data to analyze the impact of the inclusive financial development level on the urban-rural income gap. The conclusions reveal that the development level of inclusive finance shows great regional differences and that the development level of inclusive finance in coastal regions is higher than that of noncoastal regions. Inclusive financial development has a significant impact on narrowing the income gap between urban and rural areas.