文献类型：期刊文献

中文题名：微型金融机构类型特征会影响其财务绩效和社会绩效吗——基于“一带一路”国家微型金融机构的数据

英文题名：Does the Type of Characteristic about MFI Affect their Financial Performance and Social Performance?Based on MFIs' Data in Countries Along “the Belt and Road”

作者：李雅宁[1];张峰[1];罗欣[1];赵星[2]

第一作者：李雅宁

机构：[1]北京联合大学管理学院;[2]北京青年政治学院

第一机构：北京联合大学管理学院

年份：2018

卷号：0

期号：12

起止页码：124-129

中文期刊名：经济问题

外文期刊名：On Economic Problems

收录：CSTPCD;;国家哲学社会科学学术期刊数据库;北大核心:【北大核心2017】；CSSCI:【CSSCI2017_2018】；

基金：教育部人文社会科学研究青年基金项目"普惠金融视角下微型金融机构的可持续发展及制度优化路径研究"(17YJC790082);北京市社会科学基金青年项目"北京地区小额信贷机构可持续发展的内在机制及其影响因素研究"(14JGC096);北京联合大学人才强校优选计划;北京市属高校高水平创新团队项目(IDHT20180514)

语种：中文

中文关键词：微型金融机构;财务绩效;社会绩效;“一带一路”

外文关键词：microfinance institution;financial performance;social performance;"the Belt and Road"

摘要：微型金融机构在世界范围尤其是在发展中国家的减贫斗争中取得了重大成效,而微型金融机构的类型特征是影响其经营绩效的重要因素之一。基于"一带一路"沿线24个国家96家微型金融机构2014-2016年的数据,分析不同机构类型特征对微型金融机构财务绩效与社会绩效的影响,研究发现:在财务绩效方面,非政府组织微型金融机构与银行类微型金融机构、非银行类微型金融机构无显著差异;在社会绩效方面,非政府组织微型金融机构发放的人均贷款额度更小,覆盖广度和深度更好,能够更好地兼顾财务绩效与社会绩效。
Microfinance institutions have achieved significant results in fighting poverty throughout the world, especially in developing countries.As an important factor affecting the performance of microfinance institutions,research on them has contributed to the sustainable development of microfinance institutions.Based on the data of 24 countries along "the Belt and Road",this paper takes the financial performance and social performance of different types of characteristics about MFIs as the research theme.In terms of financial performance,there is no significant difference between NGOs MFIs and banking MFIs & non-banking MFIs.In terms of social performance,the amount of per capita loans issued by NGO MFIs is smaller,and the NGOs MFIs has more advantages in attracting microfinance.As well as,the NGOs MFIs can more deeply and extensively cover financial services to poor people. The NGOs MFIs can better balance financial performance with social performance.