文献类型：期刊文献

中文题名：区块链技术在供应链金融风险管理中的应用

英文题名：Application of Blockchain Technology in Supply Chain Financial Risk Management

作者：付含逸[1,2,3];张峰[1,2,3];苏智媛[1,2,3];韩艺[1,2,3];吴宇珩[1,2,3]

第一作者：付含逸

机构：[1]北京联合大学金融系;[2]北京联合大学应用科技学院;[3]北京联合大学软件工程实验班

第一机构：北京联合大学

年份：2021

期号：2

起止页码：152-160

中文期刊名：财政科学

外文期刊名：Fiscal Science

收录：国家哲学社会科学学术期刊数据库;CSSCI:【CSSCI_E2021_2022】；

语种：中文

中文关键词：区块链;供应链金融;风险管理

外文关键词：Blackchain Technology;Supply Chain Finance;Risk Management

摘要：一直以来,中小企业都受困于融资贵、融资难的问题,作为解决其困境的有效途径,供应链金融受到业界的青睐,但是在高速发展的过程中由于供应链上存在着信息不真实、透明度低、可追溯性差、数据信息的应用和管理不足、业务流程繁琐等问题而引发了信用风险、道德风险及操作风险。随着区块链技术的蓬勃发展,"区块链+"应用场景的研究不断推陈出新。本文着重研究如何凭借区块链不可篡改、智能合约等特点切合供应链金融发展诉求,提高供应链上风险管理质量,为供应链风险管理提供借鉴。
For a long time, small and medium-sized enterprises are trapped in the financing, financing difficult problem, as the effective ways to solve the dilemma, supply chain finance favored by the industry, but in the process of rapid development, business pilot process caused problems such as the credit risk, moral risk, operation risk because information on the supply chain is not real, there is low transparency and traceability and insufficient data application and management. With the booming development of blockchain technology, the research on the application scenarios of "blockchain +" is constantly innovated. This article focuses on how to improve the quality of risk management in the supply chain and provide reference for the risk management in the supply chain by relying on the immutability of blockchain and smart contract to meet the demands of supply chain finance.