详细信息
文献类型:期刊文献
中文题名:民间借贷规范发展路径辨析
英文题名:On the Regulation and Development of Private Lending
作者:孔令学[1]
第一作者:孔令学
机构:[1]北京联合大学旅游学院
第一机构:北京联合大学旅游学院
年份:2013
卷号:31
期号:3
起止页码:125-130
中文期刊名:河北法学
外文期刊名:Hebei Law Science
收录:;国家哲学社会科学学术期刊数据库;北大核心:【北大核心2011】;CSSCI:【CSSCI_E2012_2013】;
基金:北京联合大学北京市重点建设学科"经济法学"建设科研项目<我国民间借贷市场规制与发展路径研究>
语种:中文
中文关键词:金融法律;民间借贷;规范发展
外文关键词:financial laws; private lending; regulation and development
摘要:近年来我国民间借贷规模不断膨胀,尤其是在信贷投放趋向紧缩的大背景下,颇有愈演愈烈之势。民间借贷具有双重性,在促进经济发展的同时,对社会稳定、经济运行也有一定的破坏性。我国现行重约束轻引导的民间借贷管理机制弊端明显,应当通过完善相关法律规范,引导金融机构支持配合,促进民间借贷机构健康发展等综合措施扬长避短,引导和促进民间借贷规范发展。
In recent years private lending is becoming increasingly fierce in China especially after the credit squeeze. As the private lending has duality in nature, it can not only promote the economic development, but intensify the social instability and prove an obstacle in advancement. With obvious malpractice, the current governance mechanism is not perfect, so the relevant laws and more efficient regulations should be carried on for the purpose of establishing a monitoring system for private lending activities and bring it into the sunlight operation with support and collaboration of the financial institutions.
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